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Hiyas Banking Corporation is a homegrown Bank with its incorporators and major stockholders being members of prominent families in Bulacan. Banking on the good reputation and goodwill of our directors and senior management, what sets us apart is the personalized, accommodating, warm, friendly and prompt service we offer to our clients. Our niche lies on the small to medium entrepreneurs, farmers, livestock raising and backyard businesses, teachers, pensioners and young professionals whose parents have been long time clients of this Bank. For the last forty-seven years, we have made a name that is synonymous to integrity and credibility, excellent public relations and quality service that makes us their bank of choice. We may be small but we have proven them our strength. We may be simple but we give them excellent value for money.



The Bank first opened its door to the public on 29 May 1976 as per the Authority to Operate as a thrift bank issued by the Monetary Board of the Central Bank of the Philippines (Certificate of Authority No. S-47). Incorporated and registered with the Securities and Exchange Commission on 21 April 1976, the Bank founded on an initial authorized capitalization of P 2.5 million, now boasts of having   P100 million authorized capital stock with resources standing at P 1,358,023,677.32 as of December 31, 2023. The Bank’s capital accounts pegged at P 155,243,043.78 as of December 31, 2023 translated to a Capital Adequacy Ratio (CAR) of 14.90% which more than meets regulatory and statutory requirements.

A branch office in Malolos, Bulacan opened

for business on 27 March 1980, followed by

Norzagaray Branch which started its operations

on 29 May 1982.

1980 - 1982


The year 1983 heralded a worldwide slowdown in economy and the Philippine

banking sector was not spared. Yet surviving the trials and tribulations of the 80’s

the Bank even purchased a new site for its Head Office and opened another

branch office in San Jose del Monte, Bulacan in 05 October 1992.


The Bank has to meet and comply with the new capital requirement for thrift banks mandated by the Bangko Sentral ng Pilipinas, hence efforts were geared towards compliance and in amending the Bank’s Articles of Incorporation increasing the Bank’s authorized capital stock from 25 million to 50 million.


  • Further amendments to its Articles of Incorporation and By-Laws had been initiated on 2002 and again on 2004, with the latter increasing the Bank’s authorized capital stock from 50 million to 100 million, along with the increase in the number of board members from 11 to 15, three seats of which are served by independent directors.

  • On October 8, 2002, HIYAS SAVINGS AND LOAN BANK took on its new name, HIYAS BANKING CORPORATION.


2007 proved to be another challenging year as the Bank strives

to achieve full compliance with the Philippine Financial Reporting

Standards (PFRS) initiated in 2006 and pursue its application for

authority to establish and operate an additional banking unit in

Bagbaguin, Sta. Maria, Bulacan, which earned the nod of

approval of the Central Applications and Licensing Group

(CALG) of the Bangko Sentral ng Pilipinas on 14 November, 2007. The 10-month construction of the three-storey building over the 1,000 square meter Bank property strategically located along Gov. Fortunato F. Halili Avenue, Bagbaguin, Sta. Maria, Bulacan, which commenced December of 2007 was finally completed in October of 2008 and starting 17 November 2008 now houses the Bank’s corporate headquarters. The Bank now have five (5) branches, namely: New Market Site Branch and Poblacion Branch, both in Sta. Maria; Malolos Branch, San Jose del Monte Branch and Norzagaray Branch, all of Bulacan.


2007 - 2008


The Bank had amended its Articles of Incorporation and By-laws to incorporate several corporate governance reforms, the most salient of which is the decrease in the number of directors, that is, from fifteen (15) to nine (9), three (3) of whom shall be independent members of the Board. The Board of Directors shall be chaired and primarily be composed of non-executive members of the Board. The Certificates of Amended Articles of Incorporation and By-Laws as approved by the Bangko Sentral ng Pilipinas and the Securities and Exchange Commission were issued 07 December 2017, hence, will take effect commencing 2018.

The year 2020 was devastating beyond words. The COVID-19 pandemic and its impact on the economy are unlike any we have ever encountered before. The Bank has transferred its HBC Poblacion Branch to the HBC New Market Site Branch and officially merged their operation on September 2020 and now operates with five (5) units namely, the HBC Head Office, HBC New Market Site Branch, HBC Malolos Branch, HBC Norzagaray Branch and HBC San Jose del Monte Branch.




The Bank’s Amended By-Laws instituting several amendments in full compliance with the requirement of Circular 969, Series of 2017 and the Revised Corporation Code, R.A. 11232 dated February 20, 2019, has been approved by the Bangko Sentral with the covering Certificate issued by the Securities and Exchange Commission on June 14, 2023.

Hiyas Banking Corporation

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